Banking dossierpreparation

Banks that carry out a substantive review of the client: European, Swiss, British, UAE and Asian banks, as well as private banking. The higher the requirements of the bank for a transparent profile, the larger the volume of materials it requests.

A set of documents is a collection of files. A dossier is a structured application in which the documents match the declared business model, the ownership structure and the expected operations. It is exactly this consistency that compliance examines first.

The core of the materials is reused, but the requirements of banks differ. For each bank the composition of the set, the format of the evidence and the emphasis in the description of the activity are adjusted.

A description of how the account is expected to work: incoming and outgoing payments, currencies, countries, types of counterparties, the average size and the number of operations and the purpose of the account. The profile has to match the real activity of the client.

In most cases yes, to the extent defined by the bank. For some applications basic confirmation is enough, for others a detailed history of how the capital was built is required, prepared as a separate section or a separate project.

The full set is not needed at the initial stage. We determine which documents are mandatory for the chosen bank, which can be restored and what may be used to evidence a fact where the original document cannot be obtained.

Yes, but the reason has to be understood first. We review the previous application, the documents, the declared turnover and the structure, and determine whether the dossier can be strengthened, whether another bank is needed or whether the structure has to change.

No. The decision is taken by the bank on the basis of its own KYC/AML review. Our work is to prepare the application so that compliance is left with no unanswered questions, and to show in advance the factors that may stand in the way.

The timeline depends on the type of client, the number of legal entities and jurisdictions and the condition of the documents. We give an indication of the timeline after the preliminary profile assessment, together with the quote.

Within the agreed scope: we support the submission, help prepare answers to compliance requests and produce additional materials. Some banks require direct contact with the client or the beneficiary — in that case we prepare the client for the conversation.

It depends on the bank. Some banks carry out remote identification, others require a personal meeting or a visit to a branch. We clarify the format at the stage of choosing the banking direction, before the set is prepared.