Updated August 11, 2026

MY-FI

The MM2H programme

Malaysian residencyMM2H

A long-term status for a term of five to twenty years. Spending 90 days a year in the country is enough, the deposit stays yours, and half of it may be spent on housing, treatment and the children’s schooling.

Go through your situation

The conditions are checked against the document of Malaysia’s Ministry of Tourism
Working since 2004
We run the filing through a licensed operator

A Malaysian long-term pass under the MM2H programme

Up to 20 years of statusBy the category chosen

90 days a yearEnough to keep the status

The deposit is yoursHalf of it can be used

01 / About the program

How MM2H works

Malaysia My Second Home is a state programme of long-term stay. The participant places a fixed deposit in a Malaysian bank, buys a home and receives a multiple-entry pass for a term of five to twenty years depending on the category.

Three categories by the size of the deposit

Silver — a deposit of 150 thousand dollars and a pass for 5 years; Gold — 500 thousand and 15 years; Platinum — a million dollars and 20 years.

Half the deposit may be used

After approval up to 50% of the principal may be withdrawn — for buying a home, education, medicine and tourism inside Malaysia.

Housing is compulsory

Once the status is obtained the participant must buy a home: from 600 thousand ringgit in the Silver category up to 2 million in Platinum. It may not be sold for 10 years.

A presence of 90 days a year

The participant must be in Malaysia for no less than 90 days a year in total. For the 25–49 age group the requirement may be met by one of the dependants.

02 / What you get

What MM2H status gives you

A long term with no re-application

Up to twenty years in the Platinum category — the longest term among the programmes in this section. The pass is renewed every five years once the programme term ends.

A status for the whole family

A spouse, children up to 21, children of 21–34 who are unmarried and not working, children with a disability with no age limit, parents and the spouse’s parents. No fee is charged for dependants.

The deposit stays yours

It is not a contribution: the funds sit in your own fixed deposit in a Malaysian bank, and half of it may be used for housing and education.

The tax regime

Foreign funds and income, the interest on the deposit among them, are exempt from tax under the rules of the programme.

The cost of living

Kuala Lumpur and Penang give urban infrastructure at costs markedly below Europe’s.

Medicine and schools

Private clinics of international standard and English-language schools for the children of participants.

A preliminary assessment

Calculate the budget for your family

Set out who is applying with you. With the calculation you get the full Malaysian picture: the category that suits, the budget with the housing and the fees, the timelines and a plan of action.

Who is applying for the status?

Get the calculation

about a minuteno calls and no obligationsconfidential

The full calculation for your family composition
The timeline for each stage of the process
A plan of action: where to start

03 / Why people apply

Why people arrange MM2H

The programme is taken for its long horizon and its gentle requirement as to presence: 90 days a year is less than most European statuses ask.

A horizon of up to twenty years

Arranged once — and you do not come back to the question of renewal for decades.

The money stays an asset

The deposit belongs to you, and half of it may be directed to housing, education and medicine inside the country.

A gentle presence requirement

90 days a year in total. That lets you keep a base in another country without losing the status.

A wide family composition

Parents and the spouse’s parents come into the application — a rarity among programmes of this class.

The English language

English is widely used in business, medicine and education — settling in is easier than in the neighbouring countries.

An Asian hub

A convenient base for travel around South-East Asia and for working with regional markets.

04 / Travel

What an MM2H participant’s pass gives you

The pass gives multiple entry and a long stay, but it is not citizenship and does not lead to it.

Mode 01

Malaysia for the whole term of the pass

Residence and multiple entry for 5, 15 or 20 years depending on the category. The requirement is 90 days in the country each year.

Mode 02

The South-East Asian region

Malaysia is convenient as a base: short flights to Singapore, Thailand and Indonesia. The visa regime is set by your passport.

Mode 03

Work needs a separate permit

The MM2H pass in itself gives no right to work. Employment is arranged separately.

Mode 04

The rest of the world on your own passport

You travel to third countries on your passport of citizenship: the pass does not affect the visa regime.

Sources: the conditions of the Malaysia My Second Home programme of Malaysia’s Ministry of Tourism, Arts and Culture and the procedure of the MM2H One Stop Centre.

05 / The composition of the application

Who can obtain the status

No fee is charged for dependants. Open a row to see the conditions.

From 25 years old for every category
The fixed deposit for the category chosen
The purchase of a home after approval
A medical examination at a clinic from the ministry’s list

Comes into the application with no extra fee
Receives a pass for the same term
May meet the presence requirement for the main applicant in the 25–49 group

Biological, foster and adopted children
They come in with no extra fee
They study in Malaysian schools

Unmarried and not working in Malaysia
They come in as dependants
Children with a confirmed disability — with no age limit

They come into the application as dependants
No extra fee is charged
They take the medical examination like everyone else

06 / Cost

How much has to be placed

The main condition is a fixed deposit in a Malaysian bank. The category governs both the term of the pass and the compulsory cost of the housing.

Silver · a pass for 5 years

$150,000

≈ $150,000

The term of the pass 5 years

A fixed deposit of 150 thousand dollars in a Malaysian bank
A one-off participation fee — RM 1,000 from the main applicant
The compulsory purchase of a home from RM 600,000 after approval
Up to 50% of the deposit may be withdrawn for housing, education and medicine

Gold · a pass for 15 years

$500,000

≈ $500,000

The term of the pass 15 years

A fixed deposit of 500 thousand dollars
A one-off participation fee — RM 3,000
The compulsory purchase of a home from RM 1,000,000
Selling the home is forbidden for 10 years

Platinum · a pass for 20 years

$1,000,000

≈ $1,000,000

The term of the pass 20 years

A fixed deposit of 1 million dollars
A one-off participation fee — RM 200,000
The compulsory purchase of a home from RM 2,000,000
The longest term of pass in the programme

The category of the programme

The main applicant

Spouse

Children up to 21

Children from 21 to 34

Parents and the spouse’s parents

The conditions follow the document of Malaysia’s Ministry of Tourism, Arts and Culture for new MM2H participants. The requirement as to offshore income has been abolished for every category. On top of the deposit come the participation fee, the purchase of the home, the medical examination and the support. Filing is possible only through a licensed operator.

07 / Comparison

MM2H against the other options

Malaysia gives the longest term of status in this section, but asks for both a deposit and the purchase of a home.

	Malaysia	Thailand	The UAE	Indonesia	Cyprus F
What is evidenced	a deposit from $150,000	a deposit of 800,000 baht	an income of AED 180,000	a deposit under the programme	income from abroad
The term of the status	5–20 years	1 year	5 years	5–10 years	indefinite
Buying a home	Compulsory	No	Optional	No	No
Presence	90 days a year	reporting every 90 days	not set	not set	a visit once every 2 years
An age requirement	from 25	from 50	from 55	none	none

The conditions are given as at the date this page was updated. The requirements for Indonesia are set out on the page for that programme.

Full program comparison →

10 / How it works

How the process works

STEP 1

Choosing the category

We count the budget whole: the deposit, the participation fee and the compulsory purchase of a home. That governs the category and the term of the pass.

STEP 2

Filing through an operator

The application is filed only through a licensed operator and the MM2H One Stop Centre — direct filing is not provided for.

STEP 3

The check and the approval

The final decision is taken by the Ministry of Home Affairs through the Immigration Department. Appeals are considered by the minister.

STEP 4

The deposit and the medical examination

After approval the fixed deposit is placed and the compulsory medical examination is taken at a clinic from the list.

STEP 5

Buying the home

A property is bought at the minimum cost for your category. It may not be sold for 10 years and can only be exchanged for a more expensive one.

STEP 6

The pass and the support

A multiple-entry pass is issued for the term of the category. After that we watch the 90 days of presence a year and the conditions for renewal.

Up to twenty years of status on 90 days of presence a year — and the deposit stays yours.

MalaysiaSouth-East AsiaThe Ministry of Tourism of Malaysia

Go through your situation

11 / Our role

Why people arrange MM2H with us

Filing is possible only through a licensed operator, and the budget is made up of the deposit, the fee and the housing — it has to be counted whole in advance.

We count the full budget

The deposit, the one-off fee and the compulsory purchase of a home. In the Platinum category the fee alone is RM 200,000 — you need to see that before the start.

We choose the category

The difference between Silver and Gold is not only the deposit but the term of the pass and the cost of the housing. We choose what your purpose justifies.

We run it through an operator

We work with licensed operators and the One Stop Centre: the programme provides for no direct filing.

We watch the conditions

90 days of presence, the ban on selling the home for 10 years, the rules for withdrawing half the deposit — we keep all of that under control.

12 / Team

Who runs the Malaysian residency process

The application is run by a permanent team: a lawyer for the programme, a documents specialist and a family coordinator.

Viktoria LebedevaManaging Director, Private ClientsThe strategy for the programme and complex cases

Martin DvorzhakDocument Processing SpecialistRunning the application legally and the documents

Dmitry NagyInternational Tax ConsultantTax residency and structure

Elena TitovaClient Relationship ManagerCoordinating the family and contact at every stage

14 / Reviews

Reviews from BRIDGES clients

Real reviews from the reviews page — with photographs and links to the case behind them.

KristinaArt dealer

Antigua and Barbuda · citizenship

A beautiful country and a surprisingly human team. At every stage I understood what was happening and what came next. That is what service you want to come back to looks like.

Read the case

RuslanInvestor

UAE · Golden Visa

I was buying off-plan on an instalment plan — it turned out you can get a visa that way too. The lawyers structured the deal to DLD requirements the first time.

Read the case

MansurInvestor

Vanuatu · citizenship

A transparent system: a state contribution, an official check, an oath. No grey schemes — that is why I chose BRIDGES and Vanuatu.

All reviews

All reviews →

15 / Materials

Useful materials on Malaysia

Materials on MM2H: the categories, the budget with the housing, the documents and the order of filing through an operator.

The main materialPresentation

The Malaysia My Second Home programme

The presentation gathers the essentials: the three categories, the deposits and terms, the requirements as to housing, the family composition and the order of filing.

Inside:

how Silver, Gold and Platinum differ
what budget is needed in full
what the requirements are for the housing
which relatives come into the application
how withdrawing half the deposit works
how the presence requirement is met
how work with BRIDGES is organised

PDF · free · current as of August 2026

A short check: the budget, the term of status you need and your readiness to buy a home.

The list for the applicant and each dependant, marking what has to be translated and legalised.

We calculate the deposit, the fee, the housing and the support.

All the materials are updated regularly by our team and are used when supporting BRIDGES clients.

16 / News

What has changed in the programme

2026-08-11

Three categories are in force: Silver with a deposit of 150 thousand dollars and a pass for 5 years, Gold — 500 thousand and 15 years, Platinum — a million and 20 years.

2026-08-11

The requirement as to offshore income has been abolished for every category. In its place came the compulsory purchase of a home with a ban on selling it for 10 years.

Worth having

Review Malaysia My Second Home financial requirements

The short document we give clients before the start: the categories, the budget, the documents and the timelines.

Inside the document

The three categories and what they include
The full budget with the housing and the fees
The current conditions for 2026

We will send it after a short form - no call or obligation.

17 / Questions

Answers to common questions

It depends on the category: Silver — a fixed deposit of 150 thousand dollars and a pass for 5 years; Gold — 500 thousand and 15 years; Platinum — a million and 20 years. A one-off participation fee is paid on top: RM 1,000, RM 3,000 and RM 200,000 respectively.

It is your own fixed deposit in a Malaysian bank, not a contribution to the state. After approval up to 50% of the principal may be withdrawn for buying a home, education, medicine and tourism inside Malaysia.

Yes, once the status is obtained. The minimum cost depends on the category: from RM 600,000 in Silver to RM 2,000,000 in Platinum. The property may not be sold for 10 years, but it may be exchanged for a more expensive one.

90 days a year in total. For participants aged 25 to 49 the requirement may be met by one of the dependants included in the application.

A spouse, children up to 21, children from 21 to 34 who are unmarried and not working, children with a confirmed disability with no age limit, parents and the spouse’s parents, and a domestic worker. No fee is charged for dependants.

No. The requirement as to offshore income has been abolished for every category: what counts is the deposit and the purchase of a home.

The MM2H pass in itself gives no right to work. Employment is arranged by a separate permit under the ordinary rules.

Only through a licensed operator registered by the Ministry of Tourism, and through the MM2H One Stop Centre. The programme provides for no direct filing, and the final decision is taken by the Ministry of Home Affairs.

No. MM2H is a long-term stay with renewal; citizenship is not granted along this line.

The programme is open to citizens of countries having diplomatic relations with Malaysia. The practical part is transferring the funds to a Malaysian account and evidencing their origin.

INITIAL ASSESSMENT

Tell us what outcome your family needs

We will design a solution for your case, choose the country and the right status, and take the whole process through to the result.

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Anna Kovalevskaya, lead lawyer at BRIDGES GLOBAL

Anna KovalevskayaLead lawyer, citizenship and residency, 12 years of practice