Client story
Client's Story
Where they started
Vladimir Stepanovich and his wife are accomplished individuals, and relocating to Dubai was a measured step for them: purchase quality Jumeirah Living apartments for approximately 3.2 million dirhams and obtain a Golden Visa. They handled the main part easily - they acquired the property, and the status was within reach.
Why the standard route did not work
But they stumbled on something unexpected - insurance. A residence visa requires medical insurance, and for a young person this is a formality. However, with spouses aged 66 and 68, and with chronic conditions, insurers either refused outright or quoted astronomical prices. Standard policies for their age simply did not suit them.
What BRIDGES had to solve
The subtlety lies in the fact that standard insurance policies have age limits and exclusions for chronic diseases. The elderly couple needed not a template policy, but a custom one - one that covers their age and condition while meeting the requirements of Dubai's healthcare system (DHA) for visa purposes.
Why a standard answer would not do
The family contacted BRIDGES, understanding that the task was not simply to "purchase insurance" - standard policies were unavailable to them - but to organize a custom premium insurance policy tailored to their age and health status, coordinated with DHA, so that the purchased apartments would finally grant visas to both spouses.
My wife and I thought the hardest part would be buying the apartments, but it turned out to be the insurance. We, over 65 and with medical conditions, were either refused by standard insurers or quoted outrageous prices. And without insurance, the visa cannot be activated. Anna reached out to brokers in Dubai, arranged a custom premium insurance policy without age limits for us, and coordinated it with the healthcare system. The policy was accepted, and both our visas were activated. Without this, the apartments would have remained just apartments.
