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Updated 19.08.2026

CIM Banque · Switzerland

Opening an account at CIM Banquea Swiss account remotely

Support in opening an account at CIM Banque — the Geneva bank working with non-residents remotely: video identification instead of a visit and lower thresholds than classic private banking.

  • SWISS ACCOUNT
  • REMOTE
  • MULTICURRENCY
  • SEPA
  • SwitzerlandJurisdiction
  • CHF · USD · EURMain currencies
  • For non-residentsApplications considered
  • Per bank termsOpening format

Overview

Key terms

CIM Banque is a small Swiss bank specialising in international clients: multi-currency accounts, cards, SEPA and SWIFT, remote onboarding with video identification. Source of funds requirements are Swiss: a full file is mandatory.

Account type
Personal account in Switzerland
Client
Including non-residents — per bank requirements
Currencies
CHF · USD · EUR
Bank card
Yes, per the selected bank product
SWIFT
Yes
SEPA
Yes
Opening
Remote opening with video identification — per current bank terms
Timeline
Usually one to three weeks; depends on the bank’s review
Bank fees
Set by the bank; shown before the work starts
BRIDGES GLOBAL service
Individual, after the preliminary check

Products

What you get

Multi-currency account

An account with CHF, USD, EUR balances and in-bank conversion. The base of the client’s settlement infrastructure in the jurisdiction.

Bank card

An international payment card linked to the account — physical and digital formats per the bank’s line.

Digital banking

Online banking and a mobile app: payments, conversion, statements and bank communication remotely.

BRIDGES GLOBAL support

File preparation, filing coordination and responses to bank requests — before the decision and after opening.

Bank card

Debit card

Payment network
Visa or Mastercard — per bank product
Currencies
CHF · USD · EUR
Format
Physical and digital card
Delivery
At a bank branch at opening or later
Mobile wallets
Per current bank terms
Maintenance
Per bank tariffs; shown before the project

Card issuance and maintenance terms are set by the bank. Before the project we confirm the current tariffs of the selected product.

Non-residents

A Swiss account without a visit

CIM Banque is one of the few Swiss banks with remote onboarding for non-residents: video identification and electronic document flow. Availability depends on citizenship and residence; the sanctions context is checked before filing.

  • Video identification instead of a Geneva visit
  • Thresholds below classic private banking
  • Swiss source of funds requirements

Availability

Availability by citizenship

Select citizenship:

Statuses reflect review practice as of the verification date and are not a promise on the bank’s behalf. The bank makes the final decision on each specific application.

Requirements

What the applicant needs

Adult applicant

The account opens to an applicant aged 18+ with a valid passport.

Source of funds

The Swiss standard: the origin of capital is documented.

Video identification

Onboarding is remote; we prepare the client for the procedure and the bank’s questions.

A clear account task

Payments, custody or investments — the account purpose is defined before filing.

Preparation

Documents for the bank

The exact list depends on citizenship, residency and source of funds: after the pre-check we send a personal list with samples.

Source of funds

Pick your main source — we show the documents the bank typically requests.

Documents usually required
  • Employment contract or employer letter
  • Salary account statements
  • Tax returns where applicable

Pricing

BRIDGES GLOBAL support packages

Account onlyIndividual

Account and core support until the bank’s decision

Account + bank cardIndividual

Adds card issuance and digital banking set-up

Account + extended supportIndividual

Adds support for bank compliance requests for 6 months after opening

Included
  • Preliminary check
  • Personal document list
  • Application and banking file preparation
  • Visit booking and coordination
  • Bank communication support
  • Responses to additional bank requests
Not included
  • The bank’s decision to open the account
  • Bank fees and tariffs
  • Minimum balance and deposits
  • Third-party costs: translations, apostilles, travel

Process

How the account opening works

  1. 01Pre-check

    We assess citizenship, residency, source of funds and account purpose — and say honestly whether the application has a prospect.

  2. 02Payment and project creation

    Once the fit is confirmed we invoice the service. The project gets a number and a personal coordinator.

  3. 03Document collection

    We send a personal list, verify each document and request anything missing in advance.

  4. 04Banking file

    We build the file in the logic of compliance questions: source of funds, account purpose, expected operations.

  5. 05Filing and visit

    We arrange the in-person banker meeting, prepare the client for capital questions and support the relationship set-up.

  6. 06Compliance review

    The bank reviews the application. We answer additional CIM Banque requests and keep the client informed.

  7. 07Bank decision

    The decision belongs to the bank. If declined, we analyse the reason and propose the next step — keeping the prepared file.

  8. 08Account and card

    We help activate the account, the card and digital banking. On the extended package we stay available for bank requests.

Compliance

Compliance and source of funds

The bank assesses not the size of the capital but its clarity: where the funds come from, what the client does, what operations are planned. We prepare the file in this logic before filing, so most compliance questions close in advance rather than in correspondence after filing.

The final decision on opening the account, issuing the card and providing banking products belongs to the bank. BRIDGES GLOBAL provides consulting and support services and does not guarantee a positive bank decision. Payment is made for BRIDGES GLOBAL services in preparing and supporting the project.

Questions

Account opening questions

Yes, remote onboarding is the bank’s specialisation. Availability for a specific citizenship and residence is checked at the pre-check; sanctions restrictions apply here too.

Thresholds are set by CIM Banque and discussed individually: they depend on the service mix and booking jurisdiction. Market reference points are given at a consultation after the task is assessed.

The source of wealth. The bank needs a documented history: how the capital was earned, where it was kept, how it moved. We build this chain before the banker introduction.

Usually two to six weeks after the in-person meeting: the timeline depends on the capital structure’s complexity and the depth of the bank’s review.

Payment covers BRIDGES GLOBAL’s preparation and support work, not the bank’s decision. We start with a free pre-check and do not take on cases without a realistic prospect. Termination terms are fixed in the agreement before payment.

Team

Who runs banking projects

Dmitry NagyDmitry NagyInternational Tax ConsultantBanking solution shortlist and the preliminary client checkKlara RihterKlara RihterHead of Compliance and Due DiligenceThe banking file and source of fundsElena TitovaElena TitovaClient Relationship ManagerProject coordination and client liaison
  • 20+ yearsof international practice
  • 8,000+families obtained status with BRIDGES GLOBAL
  • 40+countries and jurisdictions in work

Availability

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