CIM Banque · Switzerland
00:00Geneva, local time
Opening an account at CIM Banque a Swiss account remotely
A Swiss account remotely: video identification instead of a visit
Support in opening an account at CIM Banque — the Geneva bank working with non-residents remotely: video identification instead of a visit and lower thresholds than classic private banking.
BRIDGES GLOBAL service
Individual
The fee is fixed before payment. You pay after the preliminary check.
What the packages includeCHF · USD · EUR
Main currencies
For non-residents
Applications considered
Per bank terms
Opening format
OverviewCIM Banque
Key facts about the account
CIM Banque is a small Swiss bank specialising in international clients: multi-currency accounts, cards, SEPA and SWIFT, remote onboarding with video identification. Source of funds requirements are Swiss: a full file is mandatory.
- Account type
- Personal account in Switzerland
- Client
- Including non-residents — per bank requirements
- Currencies
- CHF · USD · EUR
- Bank card
- Yes, per the selected bank product
- SWIFT
- Yes
- SEPA
- Yes
- Opening
- Remote opening with video identification — per current bank terms
- Timeline
- Usually one to three weeks; depends on the bank’s review
- Bank fees
- Set by the bank; shown before the work starts
- BRIDGES GLOBAL service
- Individual, after the preliminary check
ProductsGeneva
What you get with the account
- 01Multi-currency accountAn account with CHF, USD, EUR balances and in-bank conversion. The base of the client’s settlement infrastructure in the jurisdiction.
- 02Bank cardAn international payment card linked to the account — physical and digital formats per the bank’s line.
- 03Digital bankingOnline banking and a mobile app: payments, conversion, statements and bank communication remotely.
- 04BRIDGES GLOBAL supportFile preparation, filing coordination and responses to bank requests — before the decision and after opening.
Bank card
Debit card CHF · USD · EUR
Card issuance and maintenance terms are set by the bank. Before the project we confirm the current tariffs of the selected product.
Non-residentsSwitzerland
A Swiss account without a visit
CIM Banque is one of the few Swiss banks with remote onboarding for non-residents: video identification and electronic document flow. Availability depends on citizenship and residence; the sanctions context is checked before filing.
- 01Video identification instead of a Geneva visit
- 02Thresholds below classic private banking
- 03Swiss source of funds requirements
Check your citizenship
Statuses reflect review practice as of the verification date and are not a promise on the bank’s behalf. The bank makes the final decision on each specific application.
RequirementsWhat the bank looks at
What the applicant needs
The account opens to an applicant aged 18+ with a valid passport.
The Swiss standard: the origin of capital is documented.
Onboarding is remote; we prepare the client for the procedure and the bank’s questions.
Payments, custody or investments — the account purpose is defined before filing.
PreparationPersonal list - after the check
Documents for the bank
The exact list depends on citizenship, residency and source of funds: after the pre-check we send a personal list with samples.
Source of funds
Pick your main source — we show the documents the bank typically requests.
- Employment contract or employer letter
- Salary account statements
- Tax returns where applicable
PricingPayment — after the pre-check
Support packages
01
Account onlyIndividual
Account and core support until the bank’s decision
02
Account + bank cardIndividual
Adds card issuance and digital banking set-up
03
Account + extended supportIndividual
Adds support for bank compliance requests for 6 months after opening
Included
- Preliminary check
- Personal document list
- Application and banking file preparation
- Visit booking and coordination
- Bank communication support
- Responses to additional bank requests
Not included
- The bank’s decision to open the account
- Bank fees and tariffs
- Minimum balance and deposits
- Third-party costs: translations, apostilles, travel
Process8 steps to the bank’s decision
How the account opening works
- 01Pre-check
We assess citizenship, residency, source of funds and account purpose — and say honestly whether the application has a prospect.
- 02Payment and project creation
Once the fit is confirmed we invoice the service. The project gets a number and a personal coordinator.
- 03Document collection
We send a personal list, verify each document and request anything missing in advance.
- 04Banking file
We build the file in the logic of compliance questions: source of funds, account purpose, expected operations.
- 05Filing and visit
We arrange the in-person banker meeting, prepare the client for capital questions and support the relationship set-up.
- 06Compliance review
The bank reviews the application. We answer additional CIM Banque requests and keep the client informed.
- 07Bank decision
The decision belongs to the bank. If declined, we analyse the reason and propose the next step — keeping the prepared file.
- 08Account and card
We help activate the account, the card and digital banking. On the extended package we stay available for bank requests.
Compliance
Compliance and source of funds
The bank assesses not the size of the capital but its clarity: where the funds come from, what the client does, what operations are planned. We prepare the file in this logic before filing, so most compliance questions close in advance rather than in correspondence after filing.
The final decision on opening the account, issuing the card and providing banking products belongs to the bank. BRIDGES GLOBAL provides consulting and support services and does not guarantee a positive bank decision. Payment is made for BRIDGES GLOBAL services in preparing and supporting the project.
PracticeSwitzerland
How such projects run
QuestionsCIM Banque
Account opening questions
Yes, remote onboarding is the bank’s specialisation. Availability for a specific citizenship and residence is checked at the pre-check; sanctions restrictions apply here too.
Thresholds are set by CIM Banque and discussed individually: they depend on the service mix and booking jurisdiction. Market reference points are given at a consultation after the task is assessed.
The source of wealth. The bank needs a documented history: how the capital was earned, where it was kept, how it moved. We build this chain before the banker introduction.
Usually two to six weeks after the in-person meeting: the timeline depends on the capital structure’s complexity and the depth of the bank’s review.
Payment covers BRIDGES GLOBAL’s preparation and support work, not the bank’s decision. We start with a free pre-check and do not take on cases without a realistic prospect. Termination terms are fixed in the agreement before payment.
We file the application when it has a real prospect
First we check citizenship, residency and source of funds. If the bank’s practice leaves little chance, we say so before payment and suggest another bank.
Alternatives