Updated

GL-T-07

Glossary · Real estate

Tapu - Title deed (Turkey)

Full glossary
land registrythe only source of the right
before the dealthe moment to check
type of titlewhat is looked at first

01 / In 30 seconds

The short answer

What it is
The Turkish document of ownership of real estate
Who issues it
The state land registry directorate
What it confirms
That you are the owner of a specific property with the stated share
What to check
The type of title, encumbrances, whether the property matches the documents
Why it is needed
Without it the deal is not complete and the property is not yours

02 / In plain words

What Tapu means

A tapu is the Turkish document confirming ownership of real estate. Put simply: until the tapu is registered in your name in the land registry, you are not the owner, however detailed your contract with the seller. It is the entry in the state register, not a paper from the developer, that creates the right.

The document states the property, its characteristics, the owner and the share of ownership. The type of title matters here too: it shows exactly what belongs to you — a completed property, a share in a land plot or a unit under construction. The difference is fundamental, and buyers often find out about it only after signing the contract.

A separate subject is encumbrances and restrictions: the previous owner’s mortgage, seizures, litigation, a discrepancy between the actual property and what is recorded in the register. All of this is checked before payment, through an extract from the land registry, not on the word of the seller or agent. The check costs incomparably less than the disputes that may follow.

A case from practice

A buyer paid a deposit, and a check then revealed an outstanding mortgage of the previous owner on the property. The matter was resolved, but the deal was delayed. With a land registry extract checked first, all of this is visible before the money, not after.

When you will encounter a tapu

  • Buying a home in Turkey
  • Registering a property for citizenship by investment
  • Checking a property before the deal
  • Selling or gifting real estate
  • Estate administration
  • Evidencing ownership to a bank

03 / What it covers

What is checked in a tapu

01

Owner

  • The owner’s full name
  • The share of ownership
  • Match with the passport
02

Property

  • Address and cadastral data
  • The type of title
  • Area and use
03

Encumbrances

  • Mortgage
  • Seizures and restrictions
  • Litigation
04

The deal

  • The stated value
  • Taxes and fees
  • Settlement procedure

04 / How it works

How registration works

Step 1

Checking the property and seller

Step 2

A land registry extract

Step 3

Signing and settlement

Step 4

Registration in the land registry

Step 5

Receiving the tapu in your name

05 / Key facts

What you need to know

01

The right arises from the entry in the land registry, not from the contract

02

The type of title determines exactly what you own

03

Encumbrances are visible only in the official extract

04

The property’s data must match its actual state

05

Investment programmes have separate requirements for the property

Common mistakes

  • Relying on the seller’s word instead of a land registry extract
  • Not checking the type of title before paying
  • Paying before encumbrances are checked
  • Not checking the actual property against the cadastral data
  • Buying without an independent lawyer, only through the seller’s agent

06 / Expert advice

Igor Vents

How to prepare in advance

Before any payments, an official extract from the land registry is ordered and checked: who the owner is, what type of title it is, whether there are encumbrances and disputes. It is checked separately that the physical property matches what is recorded. If the purchase is for an investment programme, the programme’s requirements for the property are confirmed in advance — they are sometimes stricter than usual.

What we do for you. When buying real estate we work with an independent lawyer on the buyer’s side, not with the seller’s agent: we check the title, encumbrances and the property’s compliance with your programme’s requirements before any money goes out.

Igor VentsHead of real estate, Title Deed and property checks

07 / Questions

Frequently asked questions

The Turkish document of ownership of real estate, issued by the state land registry directorate.

No. Ownership arises from registration in the land registry. A contract without an entry in the register does not make you the owner.

The type of title, the owner’s details, the property’s characteristics, encumbrances — mortgages, seizures, disputes — and whether the actual property matches the records.

No. Programmes have their own requirements on the type of property, its value and how it is registered. They are checked before the deal.

An independent lawyer on the buyer’s side. The seller’s agent is interested in the deal, not in protecting you.

After the land registry extract has been checked and the settlement arrangement agreed. Paying before the check is the most expensive mistake in such deals.

Author: Igor Vents

Reviewed by: Sergej Evdokimov

Sources: FATF — on risks in real estate transactions

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Anna Kovalevskaya, lead lawyer at BRIDGES GLOBAL
Anna KovalevskayaLead lawyer, citizenship and residency, 12 years of practice