Client story
Client Story
Where they started
Semyon Mikhailovich, a professor, decided together with his wife to relocate to warm Alanya in their later years. They handled the main part easily: they purchased a quality apartment, and the real estate provided the basis for a residence permit. It seemed a mere formality remained—obtaining mandatory health insurance, which is required from almost everyone for a residence permit.
Why the standard route did not work
But this "formality" brought everything to a halt. Standard online insurance, which any young applicant can arrange in five minutes, was simply not accepted for spouses 70+. Insurers are reluctant to cover elderly individuals, especially those with chronic conditions, while the immigration service, in turn, rejected the template policy as insufficient for their age.
What BRIDGES had to solve
The nuance for elderly applicants is this: exemption from mandatory insurance is possible, but not automatic—it requires that the individual have active social protection coverage in their home country and that a corresponding agreement exist between the countries. The spouses did not meet these conditions, meaning insurance was still required—but obtaining it at their age using a standard template was impossible.
Why a standard answer would not do
Semyon Mikhailovich turned to BRIDGES, understanding that the task was not to "buy insurance"—it is not available online—but to arrange an individual policy tailored to their age and health condition, which the immigration service would accept, so that the real estate investment would finally serve as the basis for the residence permit for both spouses.
My wife and I thought the most difficult part would be buying an apartment, but it turned out to be the insurance. At our age of 70-plus, they simply don't issue standard online insurance, and without it you can't get a residence permit. A dead end out of nowhere. Anna went directly to the insurers, arranged an individual policy for us tailored to our age and health condition, and coordinated it with the immigration service. They accepted it, and we both received our residence permits. Without this, the apartment would have remained just an apartment.
