Residency · Greece

Moving to Greece as a Family in 2026: Residence Permits for the Whole Family, Schools, Healthcare, Safety

Viktoria Lebedeva, Managing Director, Private Clients, BRIDGESViktoria LebedevaManaging Director, Private Clients, BRIDGES

Updated: June 202613 min readExpert reviewed

Terms and costs verified: June 2026

Moving to Greece as a Family in 2026: Residence Permits for the Whole Family, Schools, Healthcare, Safety
Contents

Greece is one of the most family-friendly countries in Europe: a warm sea almost year-round, low crime, an unhurried pace and a society that genuinely loves children. But for a move with children it is not only the atmosphere that matters, but the specifics - whether the whole family gets a residence permit, where to send a child to school, how healthcare works and exactly where families with children settle. In this article we take a look at moving to Greece as a family in 2026: a single property investment grants a residence permit to your spouse, your children and the parents of both spouses, and the status itself leads to permanent residence and EU citizenship. We show how life in Greece with children works and what is worth considering in advance.

A residence permit for the whole familyA single investment - a residence permit for the spouse, children and the parents of both spouses
The children's agesUp to 21, extendable to 24 for university students
The parents of both spousesIncluded with no age limit and no proof of dependency
SchoolsFree state + international (English/IB), roughly 7,000-12,000 euros a year
Healthcare for childrenThe public system once the residence permit is issued + private clinics with English-speaking staff
Safety and climateLow crime, a mild Mediterranean climate, the sea close by

Why Greece is a country for family life

If you choose a country to move to with children in a grown-up way, and not by a snapshot from a holiday, Greece has surprisingly strong arguments. It is a member of the European Union and the Schengen area with the euro as its currency - meaning transparent rules, open borders within Europe and a clear legal environment. But families choose Greece not for that - they choose it for the everyday quality of life that comes together here of its own accord.

Greece is consistently regarded as a safe country for children. Street crime is low, society is friendly, and in smaller towns and on the islands children often walk and play more freely than in large metropolises. Greeks treat children warmly and as part of the family: a child is happily taken along to cafes and tavernas in the evening, and neighbors and strangers alike are kind to them. For a family that has moved to a new country, that sense of being welcomed is worth a great deal.

Add to this the mild Mediterranean climate: long warm summers, a short mild winter, the sea almost at every turn. Children grow up in the fresh air, on the beach, on simple, healthy Mediterranean food - fish, vegetables, olive oil, fruit. The pace of life here is unhurried: the siesta, walks by the sea, leisurely family dinners. After a high-pressure metropolis, life in Greece with children feels like a change not just of address but of the very tempo of life. And behind all of it lies a thoroughly practical prospect - legal EU resident status with a road to permanent residence and citizenship.

The key point: a Greek residence permit for the whole family from a single investment

The question parents ask most often is this: I will get the status - but what about my wife, the children and our parents? The good news is that Greece's residency-by-investment program (Golden Visa) is built precisely around the family. You make a single investment, and the residence permit goes to the whole family, in a very broad makeup. That is the key advantage: a Greek residence permit for the whole family is arranged without a separate investment for each person.

The family members you can include in a single application are:

  • Spouse - with no restrictions on age or citizenship; following the reform of marriage law, this also applies to same-sex spouses.
  • Children up to 21 - minor and adult children of the investor or spouse, provided they are unmarried.
  • Student children up to 24 - once a child turns 21, their residence permit can be extended to the age of 24, as long as they remain unmarried and are studying at university (in Greece or abroad).
  • The parents of both spouses - both yours and your partner's parents, with no age limit and no need to prove financial dependency.

It is precisely the provision on parents that makes the Greek program one of the most generous in Europe for large families: you can bring the grandparents, and they do not need to prove that they are in your care. All family members receive a residence permit tied to the main investor's status - the validity and renewal dates are the same for everyone. A detailed breakdown of the conditions, thresholds and step-by-step application is kept in our guide to Greece residency by investment (Golden Visa).

Conditions and costs for a family in 2026: a table of needs

Let us bring practice together in a single table - from the family's need to the solution Greek law provides. An important detail: the minimum investment amount does not depend on whether you go alone or with a whole family of six. One threshold - and all the included relatives receive a residence permit.

The family's needThe solution in Greece
A residence permit for the spouse and childrenIncluded in a single application with no additional investment (children up to 21, students up to 24)
Bringing your parents and your spouse's parentsIncluded with no age limit and no proof of dependency
The minimum investment amountFrom 250,000 euros (conversion or restoration), 400,000 euros standard, 800,000 euros in premium zones; property of at least 120 m²
Not living in Greece permanently at the first stageMinimal presence is barely required to maintain the residence permit
Children's educationFree state schools + international schools (English, IB), roughly 7,000-12,000 euros a year
Healthcare for childrenThe public system once the residence permit is issued + private insurance (roughly 300-400 euros a year per child)
The long-term prospectPermanent residence after 5 years of residence, then EU citizenship by naturalization

Note the nuance with property: since 2024 this is a single transaction for one property of at least 120 m², and short-term letting of such a home (Airbnb) is prohibited on pain of revocation of the residence permit and a fine. This is important to bear in mind when choosing a family home: it is for living in, not for tourist letting. All the current thresholds and options are covered in the article on Greece Golden Visa.

Schools in Greece: state, international, private

Education is the first practical question when moving with children. In Greece a family has three clear paths, and the choice depends on the child's age, the budget and plans for the future.

  • State schools. Free, covering children roughly from ages 6 to 15, followed by upper secondary school (the lyceum). Teaching is in Greek, with an emphasis on mathematics, natural sciences, history and foreign languages. Young children generally pick up Greek quickly, especially with the support of integration programs. This is the natural path of integration if the family is moving seriously and for the long term.
  • International schools. Teaching is in English, often following the international program (IB) or the British/American system. Most such schools are in Athens and Thessaloniki: well-known ones in Athens include Campion School, American Community Schools of Athens, International School of Athens and St. Catherine's British School. Tuition is roughly 7,000-12,000 euros a year. This is the choice of families for whom continuity with their previous education system and English-language instruction matter.
  • Private Greek schools. A middle option: a higher standard and better infrastructure than state schools, but following the Greek curriculum.

A practical strategy for a family with young children is a state or private Greek school with quick language adaptation; for teenagers who will soon be applying to university, an international school with a clear program and diploma. We cover schools, programs and neighborhoods in detail in a separate article on schools in Greece for expat children.

Healthcare for children and the whole family

Children's health is the second most important question after schooling. Greece has two parallel systems, public and private, and most expat families use them in combination.

Public healthcare. Once the residence permit is issued, every family member can register with the national healthcare system and gain access to doctors and hospitals for a nominal fee - roughly around 5 euros per doctor's visit. Pediatric care is available in practically every town, and larger cities have full hospitals and medical centers. In remote areas and on small islands, public healthcare may be limited in what it can offer - worth bearing in mind when choosing where to live.

Private healthcare. Private clinics and hospitals are a popular choice among expats: quick appointments, modern equipment and, in many places, English-speaking staff. Private insurance is widely available: roughly 400-600 euros a year per adult and 300-400 euros per child. For a family with children, it is sensible insurance against queues and the language barrier in an urgent situation.

A practical scenario: you register with the public system at the base level (which entitles you to care and inexpensive visits), and on top of that take out private insurance for the children for speed and English-speaking doctors. For more on how the system works, registering and insurance, see the guide to healthcare in Greece.

Safety, climate and pace of life

When you move with children, the safety of the environment is not an abstraction but a daily feeling. Here Greece gives a family a great deal of peace of mind.

Low crime. Greece is considered one of the safer countries in Europe for families. Serious crime is rare, and the street environment in most cities and on the islands is calm. In smaller towns and villages, children often enjoy far more freedom - walking, playing in courtyards and streets - something parents in many metropolises no longer allow. Sensible everyday caution in tourist centers is of course needed, but the overall backdrop is peaceful.

Climate. Mild Mediterranean: long warm summers, a short, not-too-cold winter, plenty of sunny days. For children this means health and outdoor activity almost year-round - the sea, sport, walks. Fewer colds, more movement.

Pace of life. Greece is in no hurry. Leisurely dinners, an afternoon rest, walks by the sea, weekends in nature. After the race of the big city, families often notice that they gain something they had long been missing - time for one another. Children grow up not in a state of perpetual rush but in a calmer, more humane environment. This change of tempo is one of those less obvious factors for which families make the move in the first place.

Expert commentary

"When a family comes to me, I always start not with the investment amount but with the makeup of the family and the ages of the children - everything else depends on that. Here Greece is uncommonly generous: a single investment, yet the residence permit goes to the spouse, the children and - what clients value most - the parents of both spouses, with no age limit and no dependency certificates. But a family's real comfort is decided not by status but by daily life: the right neighborhood for the school, access to doctors, a calm environment for the children. That is why I always advise settling on the school and healthcare first, and only then choosing property around them, not the other way round. And keep the horizon in mind: the residence permit is the first step, followed by permanent residence after five years and, with genuine residence, EU citizenship that passes to the children. Then the move becomes not a nervous dash but a calm family project."

Anna Kovalevskaya, Head of Legal, BRIDGES

Family neighborhoods: the Athenian Riviera, the suburbs, Crete

Exactly where a family should settle is a question not of taste but of infrastructure: schools, doctors, safety and a community of like-minded families. There are several tried-and-tested options.

  • The Athenian Riviera (Glyfada, Vouliagmeni). The coastal southern suburbs of Athens are a favorite among families with children. Glyfada draws parents of school-age children: international schools, English-language services, children's beaches, marinas and a calm resort atmosphere by the sea. It is one of the most sought-after areas among expats.
  • The northern suburbs of Athens (Kifisia, Marousi). Green, quiet, family-oriented neighborhoods with international schools and spacious homes. Families and remote professionals are actively moving here - demand and prices are rising.
  • Crete (Chania, Heraklion). The best island option for year-round living, not just for the summer. The island has a permanent population, a growing expat community, international schools and healthcare in Chania and Heraklion. In winter, life does not grind to a halt as it does on the small tourist islands.
  • Central Athens (Kolonaki, Koukaki). For those who value an urban setting with everything close at hand.

A basic rule: for a family with school-age children, choose the neighborhood by proximity to a suitable school and healthcare, not just by the beauty of the view. Which neighborhood suits your budget, the children's ages and your lifestyle is covered in detail in the article on the best places to live in Greece.

What to bear in mind when moving with children

For the move to go smoothly specifically for the children, it is worth thinking through a few things in advance that are easy to overlook amid the concerns of property and paperwork.

  • Language adaptation. Young children pick up Greek quickly; it is harder for teenagers. If a child will soon be applying to university, an international school with an English-language program removes the language stress and preserves the familiar grading system and diploma.
  • The seasonality of the islands. On the small islands life bustles in summer, but in winter schools, clinics and shops close. For a family's permanent residence, choose the larger centers (Athens, Thessaloniki) or Crete, where the infrastructure operates year-round.
  • The school calendar. Places in international schools are limited, and enrollment happens well in advance. It is better to choose a school and submit the documents long before the move, not in August.
  • Healthcare for children. Basic registration with the public system plus private insurance for the child is a sensible minimum, so as not to depend on queues and language in an urgent situation.
  • A home to live in, not to rent out. A Golden Visa property cannot be let on a nightly basis - choose property as a family home, near a school and the sea.

A full checklist for preparing the move - from documents to the first steps on the ground - is gathered in our guide to moving to Greece.

The family's taxes and the financial side of the move

The family budget after the move depends on tax status, and Greece has attractive options for well-off families. If you become a tax resident, it is important to understand the overall picture.

  • The special non-dom (flat-tax) regime. A well-off family can switch to a flat-tax regime - roughly 100,000 euros a year on the main applicant's entire worldwide income plus roughly 20,000 euros per family member, for up to 15 years. The condition is an investment of at least 500,000 euros within three years. This is a solution for families with substantial income abroad.
  • The regime for retirees. If retired parents are moving with the family, a preferential rate applies to foreign pension and income - roughly 7% for 15 years.
  • Standard taxation. Without special regimes, income tax is progressive (roughly up to 44%), and there is the annual property tax ENFIA and a tax on the purchase of property (roughly around 3%).

Holding a residence permit does not in itself automatically make you a Greek tax resident - that is a separate status, depending on where the center of your interests lies and how many days a year you spend in the country. For a family this means that the tax side of the move must be planned in advance, together with the choice of program and property, and not after the fact.

From residence permit to permanent residence and EU citizenship: the prospect for a family

A family move is not a one-off act but a project spanning years, and it is important to see the whole path. A Greek residency-by-investment permit is not a dead end but the first step toward more secure statuses in the European Union.

Residence permit (Golden Visa). Issued for 5 years and renewable as long as the investment is maintained. All included family members hold EU resident status, the right to live in Greece and to travel freely within the Schengen area.

Permanent residence. After 5 years of legal residence you can apply for EU long-term resident status. This is already a more stable status, not rigidly tied to keeping the investment in place.

Citizenship. Naturalization in Greece is possible after roughly 7 years of legal residence, provided you genuinely live in the country (about 183 days a year), pass a Greek language exam and a test on history, culture and geography. A Greek passport is full EU citizenship, which can be passed on to your children. Greece permits dual citizenship.

For a family this means a clear ladder: you move and arrange residence permits for everyone - you live and raise your children in Greece - you progress to permanent residence - and, if you wish and with genuine residence, you obtain an EU passport for the whole family. Children who grow up in Greek schools travel this path especially naturally. How property and the program itself work at the start of this journey is covered in the guide to Greece residency by investment.

An expert's view: typical mistakes families make when relocating

Over years of practice it is clear that families stumble not over complex legal matters but over everyday oversights that are easy to foresee. Let us go through the main ones so your move goes smoothly for the children.

  • Choosing a neighborhood without regard to the school. They first buy a beautiful home, then look for a school - only to find that the right international school is on the other side of Athens. The logic is the reverse: the school first, then a home nearby.
  • The illusion of island life. A small island is wonderful in summer and empties out in winter. For a family's permanent life you need Athens, Thessaloniki or Crete, with year-round infrastructure.
  • Enrolling in school too late. Places in international schools are taken well in advance. It is best to submit the documents long before the move.
  • A home meant for Airbnb. A Golden Visa property cannot be let on a nightly basis - it risks revocation of the residence permit. The home is bought for the family to live in.
  • Dealing with taxes after the fact. Tax status and special regimes are planned before the move, not once the return has already been filed.

A family move forgives a great deal, but it does not forgive haste in the details. The sooner the strategy is built - program, property, school, healthcare, taxes - the more smoothly the move itself goes.

We will map out a turnkey path for your family

A move with children and parents involves dozens of details: whom to include in the application, which property fits the threshold and floor area, how to present the source of funds correctly, and which neighborhood to settle in for the schools. A mistake at the outset costs time and nerves, and with children time is especially precious. We handle obtaining a Greek residence permit and selecting property for the family turnkey: we assess your family makeup, select a property, prepare the documents and see the application through to the issue of permit cards for everyone.

Discuss your family's move with a BRIDGES GLOBAL expert - we will calculate the budget for your specific family makeup and suggest a neighborhood to suit the children's ages.

Children, parents, family makeup: who you can actually bring

Let us look at the family makeup in more detail, because this is where parents have the most questions. The Greek program proceeds from a real, rather than a formal, understanding of the family - and that is convenient.

Toddlers and school-age children. Any minor children of the investor or the spouse are included in the application and receive a residence permit on equal terms with the adults. They do not need to prove anything separately.

Adult children up to 21. A first-year university son or a school-leaver daughter is no problem. Unmarried children up to the age of 21 are comfortably included in the family application.

Students up to 24. Once a child turns 21, their residence permit does not end abruptly: the status is extended to the age of 24, as long as they remain unmarried and are studying at university - in Greece or abroad. This gives the family a margin of time for the child to finish their studies and, if needed, move to their own basis for residence.

The parents of both spouses. This is one of Greece's strengths. You can bring both your own parents and those of your wife or husband, with no age limits and no dependency certificates. For families who do not want to leave elderly parents behind in another country, this is a decisive argument.

The one thing worth keeping in mind: adult family members receive a residence permit specifically, and the right to take up employment is restricted for some categories (for example, retired parents). For most families this is not a problem, but it is right to talk through the status of each relative in advance - so there are no surprises later.

Conclusion: who Greece is the right choice for

Greece is the choice for a family that wants not merely a second document but a real change in quality of life: a safe environment for the children, a warm climate, the sea close by, an unhurried, humane pace - and, with all that, full EU resident status. A single property investment grants a residence permit to everyone at once - the spouse, children up to 21 (and students up to 24) and, most valuably, the parents of both spouses with no age restrictions.

Add to this straightforward schooling (from free state schools to international ones with an English-language program), affordable healthcare for children through a combination of the public and private systems, and a clear long-term prospect - permanent residence after five years and EU citizenship by naturalization. Greece for a family with children is not about a quick passport but about a considered move to a country where children thrive.

If you are planning a move, it makes sense to start with two things: determine your family makeup and the budget for the program, and choose a neighborhood to suit the children's ages and the schools you need. From there, everything falls into place along a clear path. Current rules and official services should always be checked on the government portal gov.gr, and discuss a relocation strategy tailored to your family with an expert.

Frequently asked

Questions people ask before deciding

01Will my whole family get a residence permit from a single investment in Greece?

Yes. Greece's residency-by-investment program is built around the family: a single investment grants a residence permit to your spouse, your children and the parents of both spouses. The minimum investment amount does not depend on the number of family members - it is the same whether you go alone or with a large family.

02Up to what age can children be included in the application?

Children are included up to the age of 21, provided they are unmarried. Once a child turns 21, their residence permit can be extended to the age of 24, as long as they remain unmarried and are studying at university - in Greece or abroad. Young children are included with no additional conditions.

03Can I bring my parents and my spouse's parents to Greece?

Yes, and this is one of the strengths of the Greek program. The parents of both spouses - yours and your partner's - can be included in the application, with no age limit and no need to prove that they are financially dependent on you. For large families, this is one of the decisive arguments in favor of Greece.

04What schools are there for expat children in Greece?

There are three options: free state schools taught in Greek, international schools (English-language, IB or the British/American system, roughly 7,000-12,000 euros a year) and private Greek schools. International schools are concentrated mainly in Athens and Thessaloniki. For details, see our article on schools in Greece.

05How does healthcare for children work in Greece?

Once the residence permit is issued, every family member can register with the public healthcare system and receive care for a nominal fee (roughly around 5 euros per visit). Many families also take out private insurance (roughly 300-400 euros a year per child) for quicker appointments and English-speaking doctors.

06Is Greece safe for children?

Yes, Greece is considered one of the safer countries in Europe for families. Street crime is low, society is friendly and children are treated warmly. In smaller towns and villages, children often enjoy more freedom to walk and play outside than in large metropolises.

07Where in Greece is best for a family with children to live?

Popular choices among families are the Athenian Riviera (Glyfada, Vouliagmeni) with its international schools and beaches, the leafy northern suburbs of Athens (Kifisia, Marousi), and Crete (Chania, Heraklion) as the best island option for year-round living. Choose the neighborhood by proximity to schools and healthcare.

08Do you have to live in Greece permanently to keep the residence permit?

To maintain a residency-by-investment permit, permanent residence is barely required - what matters is keeping the investment in place. But if your goal is future citizenship, naturalization does require genuine residence (about 183 days a year). So it is worth planning your residence strategy in advance around your long-term goal.

09How much does moving a family to Greece under the residency program cost?

The base investment threshold is from 250,000 euros (for conversion or restoration of a property), 400,000 euros in most regions and 800,000 euros in premium zones (Athens, Thessaloniki, Mykonos, Santorini, the larger islands), with a property of at least 120 m². The amount is the same for the whole family. On top of that, budget for purchase taxes, schools and the children's insurance.

10Can the property you buy be rented out?

Short-term nightly rental of a property bought under the Golden Visa (for example, through Airbnb) is prohibited - it risks revocation of the residence permit and a fine. So the home should be chosen as a family residence to live in, not as an investment for tourist letting.

11Can the whole family later obtain EU citizenship?

Yes, and it is a clear prospect. After 5 years of legal residence you can obtain long-term resident status (permanent residence), and citizenship by naturalization is possible after roughly 7 years of genuine residence, with a Greek language exam and a test on the country. A Greek passport is EU citizenship, which passes to your children; dual citizenship is permitted.

12Is the program available to Russian citizens in 2026?

Yes, Greece's residency by investment is available to Russian citizens strictly within the legal framework, with enhanced source-of-funds checks and without circumventing sanctions. A Schengen visa is needed for short-term entry, and a residence permit for living there. It is important to prepare the source of funds in advance - this is a key stage in getting the application approved.

Transparency

How this material was prepared

Author
Viktoria Lebedeva, managing Director, Private Clients, BRIDGES
Terms and costs last verified
June 2026
Sources
official government authorities of the relevant country and state publications
Methodology
government minimum requirements are stated separately from due diligence charges, state fees, legal and banking costs

Sources and methodology

Figures, terms and timelines are checked against official sources as of June 2026. Link availability verified in August 2026. Third-party blogs and agent websites are not used as a source of programme terms.

  1. [1]
    Ministry of Migration and Asylum of GreeceResidence permits, including the investor permitmigration.gov.gr/en
  2. [2]
    Enterprise GreeceConditions of the investor programmewww.enterprisegreece.gov.gr/en

Methodology: tables and charts state government minimum investment requirements; due diligence charges, state fees, legal, banking and other costs are calculated separately and are not included in the minimum thresholds.

About the author

Viktoria Lebedeva, Managing Director, Private Clients, BRIDGES

Author: Viktoria Lebedeva

Managing Director, Private Clients, BRIDGES

Answers for the quality of the work and for a single standard of client service.

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Personal programme selection is conducted by Anna Kovalevskaya, Head of Legal, BRIDGES.

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Residency in Greece: timelines and requirements

Grounds, document list, presence requirements and what is needed for renewal.

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Anna KovalevskayaHead of Legal, BRIDGES
Anna Kovalevskaya, Head of Legal, BRIDGES