An account with EUR, USD, GBP balances and in-bank conversion. The base of the client’s settlement infrastructure in the jurisdiction.
Updated 19.08.2026
AstroBank · Cyprus
Opening an AstroBank accountfor international clients
Support in opening an account at AstroBank — a smaller Cypriot bank flexible with international clients. An option when the systemic banks are overloaded.
- PERSONAL ACCOUNT
- DEBIT CARD
- SWIFT
- NON-RESIDENT
- CyprusJurisdiction
- EUR · USD · GBPMain currencies
- For non-residentsApplications considered
- Per bank termsOpening format
Overview
Key terms
AstroBank is a mid-size Cypriot bank: EUR, USD and GBP accounts, SEPA, cards. Flexibility with non-standard situations is its strength; source of funds requirements are European, with no discounts.
- Account type
- Personal account in the EU
- Client
- Including non-residents — per bank requirements
- Currencies
- EUR · USD · GBP
- Bank card
- Yes, per the selected bank product
- SWIFT
- Yes
- SEPA
- Yes
- Opening
- In-person visit / per current bank terms
- Timeline
- Usually two to four weeks; depends on the bank’s review
- Bank fees
- Set by the bank; shown before the work starts
- BRIDGES GLOBAL service
- From €3,000, fixed before payment
Products
What you get
An international payment card linked to the account — physical and digital formats per the bank’s line.
Online banking and a mobile app: payments, conversion, statements and bank communication remotely.
File preparation, filing coordination and responses to bank requests — before the decision and after opening.
Bank card
Debit card
- Payment network
- Visa or Mastercard — per bank product
- Currencies
- EUR · USD · GBP
- Format
- Physical and digital card
- Delivery
- At a bank branch at opening or later
- Mobile wallets
- Per current bank terms
- Maintenance
- Per bank tariffs; shown before the project
Card issuance and maintenance terms are set by the bank. Before the project we confirm the current tariffs of the selected product.
Non-residents
Opening without Cypriot residency
AstroBank considers non-residents more flexibly than the systemic players, but an economic Cyprus connection and verified source of funds remain mandatory. The file is prepared to the European standard.
- Flexible review of non-standard situations
- SEPA and multi-currency EU accounts
- Source of funds requirements are European
Availability
Availability by citizenship
Select citizenship:
Statuses reflect review practice as of the verification date and are not a promise on the bank’s behalf. The bank makes the final decision on each specific application.
Requirements
What the applicant needs
Property, business or residence — an economic reason for the account is mandatory.
The origin of capital is documented for every amount.
Proof of tax residency and taxpayer numbers.
A branch visit; specific scenarios are confirmed during preparation.
Preparation
Documents for the bank
The exact list depends on citizenship, residency and source of funds: after the pre-check we send a personal list with samples.
Source of funds
Pick your main source — we show the documents the bank typically requests.
Documents usually required
- Employment contract or employer letter
- Salary account statements
- Tax returns where applicable
Pricing
BRIDGES GLOBAL support packages
Account and core support until the bank’s decision
Adds card issuance and digital banking set-up
Adds support for bank compliance requests for 6 months after opening
Included
- Preliminary check
- Personal document list
- Application and banking file preparation
- Visit booking and coordination
- Bank communication support
- Responses to additional bank requests
Not included
- The bank’s decision to open the account
- Bank fees and tariffs
- Minimum balance and deposits
- Third-party costs: translations, apostilles, travel
Process
How the account opening works
- 01Pre-check
We assess citizenship, residency, source of funds and account purpose — and say honestly whether the application has a prospect.
- 02Payment and project creation
Once the fit is confirmed we invoice the service. The project gets a number and a personal coordinator.
- 03Document collection
We send a personal list, verify each document and request anything missing in advance.
- 04Banking file
We build the file in the logic of compliance questions: source of funds, account purpose, expected operations.
- 05Filing and visit
The format depends on the product: a branch visit or video identification. We coordinate the procedure and prepare the client for the bank’s questions.
- 06Compliance review
The bank reviews the application. We answer additional AstroBank requests and keep the client informed.
- 07Bank decision
The decision belongs to the bank. If declined, we analyse the reason and propose the next step — keeping the prepared file.
- 08Account and card
We help activate the account, the card and digital banking. On the extended package we stay available for bank requests.
Compliance
Compliance and source of funds
The bank assesses not the size of the capital but its clarity: where the funds come from, what the client does, what operations are planned. We prepare the file in this logic before filing, so most compliance questions close in advance rather than in correspondence after filing.
The final decision on opening the account, issuing the card and providing banking products belongs to the bank. BRIDGES GLOBAL provides consulting and support services and does not guarantee a positive bank decision. Payment is made for BRIDGES GLOBAL services in preparing and supporting the project.
Questions
Account opening questions
When the situation is non-standard and systemic banks drag out the review, or when a second Cypriot bank is needed to spread settlements.
Yes, Cyprus is in the SEPA zone: euro payments across the EU are fast and low-cost. SWIFT covers other currencies.
Property, business, work, study, family or regular residence. The clearer the economic reason for an in-country account, the smoother the review.
A reference point is two to four weeks: European compliance reviews files deeper than CIS banks. The timeline depends on document completeness and the AstroBank workload.
Payment covers BRIDGES GLOBAL’s preparation and support work, not the bank’s decision. We start with a free pre-check and do not take on applications without a realistic prospect. Termination terms are fixed in the agreement before payment.
Team
Who runs banking projects
Dmitry NagyInternational Tax ConsultantBanking solution shortlist and the preliminary client check
Klara RihterHead of Compliance and Due DiligenceThe banking file and source of funds
Elena TitovaClient Relationship ManagerProject coordination and client liaison- 20+ yearsof international practice
- 8,000+families obtained status with BRIDGES GLOBAL
- 40+countries and jurisdictions in work
Availability
Another solution may fit you better
Bank of Cyprusfrom €3,000AstroBank · Personal account in the EU