A free PDF guide — a status of up to 20 years
A guide to the MM2H programmein Malaysia
The longest horizon among the programmes based on means: up to 20 years on 90 days of presence a year. The deposit stays yours, and half of it may go on housing, treatment and the children’s education.
- PDF in English
- Free of charge
- Verified on 12.08.2026
- Sent by email, WhatsApp or Telegram
Preliminary information is not a guarantee of approval. The terms of the programme have been revisited and are checked before filing.
01 / The essentials first
What to know about the programme before you count
Four things that decide the tier and the budget of taking part.
- A horizon of up to twenty years
Three tiers: 5, 15 and 20 years. It is the longest status among the programmes based on means — with no yearly renewals.
- The deposit stays yours
The fixed deposit is placed with a Malaysian bank in your own name. After a year you may use up to 50% of it for housing, treatment and the children’s education.
- The presence requirement is mild
90 days a year in total. That lets you keep a base in another country without losing the status.
- The housing is bought after approval
The programme calls for the purchase of property at a minimum price set by the state — but only once the application has been approved.
02 / The tiers
What each tier requires
Choose the tier and the family: we will show the deposit and the attendant costs.
03 / Three tiers
Silver, Gold and Platinum
The tiers differ in the deposit, the term of the pass and the extent of the rights.
The values were checked against the official material on 12.08.2026. Only the rows for which there is no official wording are marked separately.
| Criterion | SilverA deposit of $150,000 | GoldA deposit of $500,000 | PlatinumA deposit of $1,000,000 |
|---|---|---|---|
| The term of the pass | 5 years | 15 years | 20 years |
| The fixed deposit | $150,000 | $500,000 | $1,000,000 |
| Use of the deposit | up to 50% after a year | up to 50% after a year | up to 50% after a year |
| Presence | 90 days a year | 90 days a year | 90 days a year |
| Property | after approval | after approval | after approval |
| The right to workA BRIDGES estimate | limited | limited | wider possibilities |
| Who it usually suitsA BRIDGES estimate | Trying the country out | A long horizon | The longest term and the fullest rights |
- The term of the pass
- 5 years
- 15 years
- The fixed deposit
- $150,000
- $500,000
- Use of the deposit
- up to 50% after a year
- up to 50% after a year
- Presence
- 90 days a year
- 90 days a year
- Property
- after approval
- after approval
- The right to workA BRIDGES estimate
- limited
- limited
- Who it usually suitsA BRIDGES estimate
- Trying the country out
- A long horizon
In every tier the deposit stays your own money, and after a year up to 50% of it may be used.
04 / The country
What the country looks like
Briefly about the country and about what sets the terms of the programme.
- The essentials firstThe key facts of the programme: what decides the matter.
- A comparisonThe thresholds and the terms of the programme in one table.
- How the work runsThe process step by step — from the check to the documents.
- The analysisWhat is checked before the status is granted.
- The limitsWhat affects the timings, the costs and keeping the status.
- Your teamWho runs the case and what each specialist answers for.
05 / The order of work
How taking part runs
The deposit is placed after approval rather than before filing — an important point for planning.
- The tier is chosen
Silver, Gold or Platinum: the term of the pass and the extent of the rights follow from the size of the deposit.
- The file is prepared
Evidence of income and assets, certificates of no criminal record and medical documents for the whole family.
- The application is filed
The case goes through an authorised agent to the responsible department and is considered over several months.
- The approval
A letter of approval setting out the terms of participation follows a positive decision.
- The deposit and the medical
The fixed deposit is placed with a Malaysian bank, and the medical examination and the insurance are arranged.
- The pass and the housing
The MM2H pass is issued and the property bought at the state’s minimum price. The whole process takes 4-8 months.
07 / The check
What is examined in the file
The origin of the funds, financial soundness, health and the make-up of the family.
- The source of the funds
The origin of the deposit is evidenced by documents: the bank and the department follow the chain.
- The income and the assets
Financial soundness is shown: the deposit is not the only thing looked at.
- A clean record and health
Certificates for everyone in the application, and a medical examination in Malaysia.
- The make-up of the family
A spouse, children and parents go into the application; the requirements on each are checked separately.
The case goes through an authorised agent: the programme makes no provision for filing on your own.
08 / The limits
What to take into account in advance
Five limits that bear on the budget and on the rights of a participant.
The deposit is locked50% may be used
Half the deposit stays untouched for as long as the status runs.
Work is limitedThis is not a work visa
What employment is possible depends on the tier and needs separate permits.
The rules have changed beforeThe terms have been revisited
The programme has been reshaped more than once: the sums and the tiers are checked afresh before filing.
The property is compulsoryAt the state’s minimum price
After approval a home is bought at the minimum price set by the state.
Not a path to citizenshipA long status, but a temporary one
MM2H gives you a stay but leads to neither permanent residence nor a passport.
09 / Your team
Who runs your case
The work is led by specialists who deal with the authorised MM2H agents.
The editorial record
The material was prepared and checked by
- First published
- 12 August 2026
- Last updated
- 12 August 2026
The official sources
- The official MM2H portalThe Ministry of Tourism, Arts and Culture of Malaysia · checked 12.08.2026The tiers of the programme, the size of the deposits and the presence requirements.
- The Immigration Department of MalaysiaJabatan Imigresen Malaysia · checked 12.08.2026How the pass is issued and the rules on the stay of participants.
- The rules on buying property as a foreignerThe state governments of Malaysia · checked 12.08.2026The minimum price of a property, as set by each state.
10 / Common questions
Questions about the MM2H programme
How much money is needed?
A fixed deposit by tier: $150,000 for Silver, $500,000 for Gold and $1,000,000 for Platinum.
Is the deposit lost?
No, it stays yours. After a year you may use up to 50% of it for housing, treatment and the children’s education.
How long do I have to be in the country?
90 days a year in total — one of the mildest requirements among programmes of this kind.
Is buying property compulsory?
Yes; after approval a home is bought at the minimum price set by the particular state.
May I work?
The programme is not a work visa: what is possible depends on the tier and is arranged separately.
Who goes into the application?
A spouse, children and parents — the requirements on each are checked within the one file.
Does the status lead to citizenship?
No. It is a long stay that does not turn into permanent residence.
How long does the process take?
4-8 months from filing to receiving the pass.
Free of charge
Take the guide and a calculation by tier
We will send the PDF with the terms of every tier and a calculation for your family.
- The three tiers with their sums and terms
- How and when the deposit may be used
- The requirements on presence and on housing
- How the application goes through an agent