Updated
GL-G-07
01 / In 30 seconds
The short answer
- What it is
- The minimum value of real estate giving the right to take part in the programme
- How it is calculated
- By the deal price or by the valuation — it depends on the programme
- What else matters
- The type of property, its location zone, the form of ownership, the number of properties
- The main risk
- Thresholds and rules are revised, sometimes with a short transition period
- Practical advice
- Check the conditions as at the date of the deal, not from last year’s article
02 / In plain words
What Golden Visa property threshold means
The property threshold is the minimum value of a property at which the investment counts under a golden visa programme. It is the first thing clients ask about and, at the same time, the subject of the most misconceptions.
The point is that the amount is only one of the conditions. Programmes usually set additional requirements: the type of property (residential or commercial, new build or resale), the location zone — some countries have geographical restrictions — the form of ownership, whether the threshold can be reached with several properties, the holding period and restrictions on letting. A property at the right price but of the wrong type or in the wrong zone will not satisfy the programme.
The second point is changeability. Thresholds and rules are revised regularly, sometimes with a short transition period. You cannot rely on an article from a year ago or on what the seller says. The conditions are checked against official sources as at the date of the planned deal, and this is one of the main reasons why a purchase for a programme is supported separately.
A case from practice
A client was offered a property as suitable for the programme, but it did not qualify under the zoning restrictions. Checking the conditions before the deposit spared the client a purchase that would not have achieved the main goal.
When it is critical
- Choosing a property for a golden visa
- Planning the programme budget
- Comparing countries by conditions
- Buying several properties
- Assessing the deal timeline
- Planning a future sale
03 / What it covers
What is checked besides the amount
Cost
- A minimum threshold
- By price or valuation
- What is included in the amount
Property
- Residential or commercial
- New build or resale
- One property or several
Location
- Geographical restrictions
- Zones with special conditions
- Regional requirements
Conditions
- Holding period
- Restrictions on letting
- Form of ownership
04 / How it works
How to proceed properly
Check the current conditions
Select a property to meet the requirements
Check the title and the valuation
Complete the deal
Apply for status
05 / Key facts
What you need to know
01
The amount is only one of the programme’s conditions
02
The type of property and the zone may be restricted
03
The threshold is counted by price or by valuation — these are different things
04
A holding period for the property applies
05
Conditions are revised, sometimes quickly
Common mistakes
- Relying on out-of-date information
- Believing the seller that the property definitely qualifies
- Not checking zoning restrictions
- Not taking into account the difference between price and valuation
- Planning a sale before the end of the holding period
06 / Expert advice
How to prepare in advance
The conditions are checked against official sources as at the date of the planned deal, not against articles and the seller’s promises. The property is selected to meet the programme’s requirements, not the other way round. And it is confirmed in advance how the threshold is counted — by the contract price or by the valuation: the difference may cost you the whole application.
What we do for you. We check that a property meets the programme’s requirements before the deposit: amount, type, zone, form of ownership, valuation. Buying an attractive property that does not count is the most frustrating mistake there is.
Igor VentsHead of real estate, Title Deed and property checks
07 / Questions
Frequently asked questions
The minimum value of a property at which the investment counts under a golden visa programme.
No. There are usually requirements for the type of property, its location zone, the form of ownership and the holding period.
By the deal price or by the valuation — it depends on the programme. This is confirmed in advance: the difference may be significant.
In some programmes, yes; in others, no. The condition is checked before any purchases are made.
Yes, thresholds and rules are revised regularly, sometimes with a short transition period. They need to be checked as at the date of the deal.
It depends on the programme: some allow it, others restrict or prohibit it during the holding period.
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