Updated

GL-A-01

Glossary · Citizenship and residency programs

Antigua NDF / University Fund - Antigua funds

Government funds of Antigua and Barbuda, a contribution to which grants citizenship: the NDF (National Development Fund) and the University Fund. The threshold is from $230,000 per family.

Full glossary
from $230kNDF contribution
2 fundsNDF and University Fund
4-6 monthsprocessing time

01 / In 30 seconds

The short answer

What it is
Antigua and Barbuda’s state funds, a contribution to which grants citizenship
Where it applies
Antigua and Barbuda’s citizenship by investment programme
Cost
From $230,000 to the NDF (family of up to 4); the University Fund for larger families
Duration
Usually 4-6 months
Can you prepare
Yes: choose the fund for your family composition and assemble the file

02 / In plain words

What Antigua NDF / University Fund means

The Antigua NDF and the University Fund are two state funds of Antigua and Barbuda, a contribution to which grants citizenship by investment. The NDF (National Development Fund) is the main and most popular option: a non-refundable contribution from $230,000 covers a family of up to four. The University of the West Indies Fund is a separate option designed for larger families, in which, together with citizenship, one family member receives a right to study at the university.

A fund contribution is the simplest route among Antigua’s options: there is no property or business to manage, the money goes to the state fund, and after approval and the check you receive your passport. Besides the funds there are real estate and business options — they cost more at entry but leave you with an asset.

The Antiguan passport gives visa-free access to about 150 countries, including the Schengen area and the United Kingdom, and permits dual citizenship. As everywhere in the Caribbean, the due diligence check plays the key role, so the source-of-funds file is prepared in advance.

A case from practice

A family of four chooses the NDF: a non-refundable contribution from $230,000 plus government fees and check fees for each adult. From gathering documents to passports takes about six months. A larger family often chooses the University Fund instead of the NDF — it works out better for that composition.

Why people choose Antigua’s funds

  • The simplest route to an Antiguan passport
  • An optimal budget for a family of up to 4
  • The University Fund for larger families
  • Visa-free access to 150 countries, including Schengen
  • Dual citizenship allowed
  • Quick processing in 4-6 months

03 / What it covers

What matters with Antigua’s funds

01

NDF

  • From $230,000
  • Family of up to 4
  • Non-refundable contribution
02

University Fund

  • For larger families
  • A right to study
  • A separate threshold
03

What it gives

  • Antiguan passport
  • Visa-free access to ~150 countries
  • Dual citizenship
04

Check

  • Due Diligence
  • For each adult
  • Source of funds

04 / How it works

How to obtain a passport through a fund

Step 1

Choosing the fund for the family

Step 2

Due diligence

Step 3

Fund contribution

Step 4

Application approval

Step 5

Passport

05 / Cost and timelines

Contributions to Antigua’s funds

01NDF (family of up to 4)

from $230,000

A non-refundable contribution to the National Development Fund. The main and most popular option.

02University Fund

separate threshold

For larger families (usually 6 or more), includes a right for one family member to study at the university.

03Real estate

higher at entry

An alternative option: more expensive, but the property remains an asset and can be sold after the holding period.

The figure shown is the minimum fund contribution. On top come government fees, a non-refundable check fee (due diligence) for each adult and legal support. We calculate the exact budget for your family composition.

06 / Key facts

What you need to know

01

The NDF is the main fund, from $230,000 for a family of up to 4

02

The University Fund is designed for larger families

03

A fund contribution is simpler than real estate

04

The passport gives visa-free access to about 150 countries

05

The due diligence check decides everything

Common mistakes

  • Choosing a fund without calculating for your actual family composition
  • Comparing only the contribution and forgetting the fees and the check
  • Filing without a source-of-funds file
  • Concealing an episode in your background — the check will find it
  • Delaying the application — thresholds are revised

07 / Expert advice

Anna Kovalevskaya

How to prepare in advance

Choose the fund for your family composition (the NDF for a family of up to 4, the University Fund for larger ones), calculate the full budget with fees and the check and assemble the source-of-funds file in advance. That way the check passes first time and the non-refundable money is not wasted.

What we do for you. We calculate for your family composition which fund works out better — the NDF or the University Fund — show the full budget with all the fees and prepare the source-of-funds file in advance, so that you obtain an Antiguan passport without a hitch.

Anna KovalevskayaExpert in Caribbean citizenship by investment programs

08 / Questions

Frequently asked questions

The NDF is the main fund, from $230,000 for a family of up to 4. The University Fund is designed for larger families (usually 6 or more) and includes a right for one family member to study. Which is better depends on the composition.

No, it is a non-refundable payment to the state for citizenship. If you want to keep an asset, the real estate option is chosen — more expensive, but with the possibility of a sale.

About 150 countries visa-free or with a simplified visa, including the Schengen area and the United Kingdom. The exact list is updated.

Not permanently. You need to pass the check and pay the contribution; in some cases a short visit is requested. There is a minimum presence requirement in the first years.

The spouse, children and, as a rule, dependent parents and grandparents. The check is paid separately for each adult.

Yes, Antigua and Barbuda permits dual citizenship — you are not required to give up your previous passport.

Author: Anna Kovalevskaya

Reviewed by: Sergej Evdokimov

Sources: Citizenship by Investment Unit Antigua & Barbuda

INITIAL ASSESSMENT

Tell us what outcome your family needs

We will design a solution for your case, choose the country and the right status, and take the whole process through to the result.

Or message us on WhatsApp or Telegram

Anna Kovalevskaya, lead lawyer at BRIDGES GLOBAL
Anna KovalevskayaLead lawyer, citizenship and residency, 12 years of practice