Updated

GL-T-07

Glossary · Real estate

Title Deed - Title Deed

Official document confirming ownership of real estate, recorded in the land registry. A key paper when buying: without a clean title the property will not grant status in a program.

Full glossary
land registryrecord of ownership
cleantitle is mandatory
checkbefore the deal

01 / In 30 seconds

The short answer

What it is
An official document proving ownership of real estate
Where it applies
Any property purchase, including for citizenship or residence
What it confirms
That the property is yours and the record is in the land registry
Why it matters
Without clean title the property will not give status in a programme
Can you prepare
Yes: check the title and land registry before the deal

02 / In plain words

What Title Deed means

A title deed is the official document confirming your ownership of real estate, together with the corresponding entry in the state land registry. It is what makes you the lawful owner: without clean title in your name you are not regarded as the owner, whatever the contract says.

In citizenship and residence by investment programmes the title plays a double role. First, it proves that the real estate investment has actually been registered to you — without it, status will not be granted. Second, the “cleanness” of the title (no encumbrances, mortgages, disputes or third-party rights) protects you from buying a property with problems.

That is why the key step when buying is to check the title and the land registry before the deal: who the real owner is, whether there are any mortgages or disputes, whether the property matches the documents. The deal goes through escrow, on condition that the money goes to the seller only after your ownership is registered in the land registry.

A case from practice

An investor buys real estate for citizenship. Before the deal a lawyer checks the title: the seller is the real owner and the property is free of mortgages and disputes. The money goes through escrow and reaches the seller only after the buyer’s ownership is registered in the land registry. The title in their name is the basis for the status.

Where the title matters

  • Buying property abroad
  • Citizenship or residence through real estate
  • Checking the property before the deal
  • Protection against encumbrances and disputes
  • Registering ownership
  • A later sale of the property

03 / What it covers

What is checked in the title

01

Owner

  • Who it is on paper
  • Whether it matches the seller
  • Authority to sell
02

Cleanness

  • No mortgages
  • No encumbrances
  • No court disputes
03

Property

  • Consistency with the documents
  • The land registry entry
  • Boundaries and area
04

The deal

  • Escrow
  • Registration to the buyer
  • Money after registration

04 / How it works

How to register ownership safely

Step 1

Checking the title and land registry

Step 2

Checking encumbrances and disputes

Step 3

A transaction through escrow

Step 4

Registering ownership to you

Step 5

Title in your name

05 / Key facts

What you need to know

01

The title confirms ownership and the land registry entry

02

Without clean title in your name you are not the owner

03

In programmes it proves that the investment has been registered

04

A clean title protects against a property with problems

05

The check is done before the deal

Common mistakes

  • Buying a property without checking the title and land registry
  • Not checking encumbrances and court disputes
  • Relying on the contract without registration of ownership
  • Sending money before registration to you
  • Not checking the seller against the real owner

06 / Expert advice

Igor Vents

How to prepare in advance

Before the deal, the title and land registry are checked: who the real owner is, whether there are mortgages, encumbrances or disputes, and whether the property matches the documents. The deal goes through escrow, with the money released only after your ownership is registered. Then the property both gives status and remains a protected asset.

What we do for you. BRIDGES GLOBAL checks the title and the land registry before the deal: the real owner, the absence of encumbrances and disputes, the property’s consistency with the documents. We run the deal through escrow, so that ownership is registered to you and the money reaches the seller only after registration.

Igor VentsHead of real estate, Title Deed and property checks

07 / Questions

Frequently asked questions

The official document proving ownership of real estate, together with the land registry entry. It is what makes you the lawful owner of the property.

To make sure the seller is the real owner and the property is free of mortgages, encumbrances and disputes. Otherwise you may buy a property with problems.

It proves that the real estate investment has actually been registered to you. Without clean title, status in the programme will not be granted.

Through escrow — only after your ownership has been registered in the land registry. That way you are never left without both the money and the property.

A mortgage, a seizure, a third-party right or some other burden on the property. Encumbrances must be identified before the deal, otherwise they pass along with the property.

Yes, with a clean title. Programmes have a mandatory holding period (usually 3-7 years), after which the property can be sold.

Author: Igor Vents

Reviewed by: Sergey Evdokimov

Sources: Enterprise Greece — on real estate transactions

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Anna Kovalevskaya, lead lawyer at BRIDGES GLOBAL
Anna KovalevskayaLead lawyer, citizenship and residency, 12 years of practice