BRIDGES · Citizenship and residency programs

D7 Visa

Portugal, passive income

A Portuguese visa for those who have stable passive income — rent, dividends, a pension. It leads to residence, and after 5 years of living there, to permanent residence and EU citizenship.

passiveincome as the basis
5 yearsto PR and citizenship
Schengenfree travel
  • 4 min read
  • Updated: July 2026
  • BRIDGES Research Team
In brief — 30 seconds
What it is
A Portuguese visa for those with a stable passive income
Where it applies
Portugal, an EU and Schengen country
Condition
Rent, dividends, pension — a regular income above the threshold
Duration
First card for 2 years, then renewed for 3
Can you prepare
Yes: evidence your income and arrange accommodation in the country

In plain words

The D7 visa is a Portuguese visa for those with a stable passive income: rental income, dividends, interest, a pension or royalties. It is designed not for investors or remote workers but for people with a regular income who want to live in Portugal.

The requirement is to evidence that your income is enough to live in the country (above the set minimum) and, as a rule, to rent or buy a home. In return you receive a residence permit: the first card is usually for two years, then renewed for three more. Throughout, the family has local schools, healthcare and free travel in the Schengen area.

The main value of D7 is the path to EU citizenship. After five years in Portugal and passing basic Portuguese, you can apply for permanent residence or go straight to citizenship. That requires actual residence, not a formal status.

Who D7 suits

Those with a stable passive income
Those who want to live in Portugal and the EU
Families relocating with children
A path to EU citizenship
Free travel in the Schengen area
Retirees with a regular income

What matters with the D7 visa

Income
  • Rent, dividends
  • Pension, interest
  • Above the minimum
Accommodation
  • Rent or purchase
  • In Portugal
  • For the term of the status
Who receives it
  • Principal applicant
  • Spouse and children
  • Sometimes parents
Outlook
  • Residence permit 2+3 years
  • PR after 5 years
  • EU citizenship

How to obtain the D7 visa

  1. 01Evidence of passive income
  2. 02Renting or buying a home
  3. 03Filing the application
  4. 04Review
  5. 05Residence card

What you need to know

  • D7 is for people with a stable passive income
  • You need to evidence income above the minimum and accommodation in the country
  • The first card is for 2 years, then renewed for 3
  • After 5 years of residence — PR or EU citizenship
  • Citizenship requires actual residence and basic language

Common mistakes

  • Showing irregular or insufficient income
  • Not arranging accommodation in Portugal in advance
  • Counting on citizenship without actual residence
  • Confusing D7 with the Golden Visa (they are different programmes)
  • Not accounting for tax residence when relocating

What this means for a BRIDGES client

We choose a route for your situation — through D7, the Golden Visa or another option — and explain frankly what leads where. We help evidence your income, arrange accommodation and handle the filing and renewals, so that you obtain Portuguese residence calmly.

Frequently asked questions

01 /How does D7 differ from the Golden Visa?

D7 is for people with a stable passive income, with no large investment. The Golden Visa is for an investment (currently through funds). D7 is usually cheaper but requires actual residence.

02 /What income is needed for D7?

A regular passive income above the set minimum, calculated for the family. The exact bar and documents are confirmed under the current rules.

03 /Do you need to live in Portugal?

Yes, D7 assumes actual residence in the country, especially if the goal is PR and citizenship. That sets it apart from “passive” investment residence permits.

04 /Does D7 lead to EU citizenship?

Yes. After about 5 years in Portugal and passing basic Portuguese, you can apply for PR or go straight to EU citizenship.

05 /Can the family be included?

Yes: the spouse, children and in some cases dependent parents. The income is calculated taking the family composition into account.

06 /Is D7 suitable for retirees?

Yes, a pension is one of the qualifying types of passive income. The main thing is to evidence its stability and sufficient level.

See also

Read next

Anna Kovalevskaya
AuthorAnna KovalevskayaHead of Legal, BRIDGES
Igor Venc
Reviewed byIgor VencReal Estate Managing Director, BRIDGES
Updated
July 2026
Version
1.0
Scheduled review
January 2027
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